Mina Kirkova, LCSW-C

Individual Therapy and Counseling for Adults

in Phoenix, Maryland

Mina Kirkova - therapist in Phoenix MD potrait photo on blue background
Therapy is an investment in your emotional well-being and quality of life. Treatment is individualized, and the length of therapy varies depending on your concerns, goals, symptoms, treatment history, and progress.
 
During the initial appointment, we will discuss what brings you to therapy, your goals, relevant history, and the concerns you would like to address. Together, we can determine whether my approach is a good fit for your needs.
 

THERAPY FEES

 
Initial Assessment / Intake — $265
50-minute first session
 
Individual Therapy — $175
50-minute sessions following the initial assessment
 
During the initial appointment, we will discuss what brings you to therapy, your goals, relevant history, and the concerns you would like to address. Together, we can determine whether my approach is a good fit for your needs.
 

INSURANCE AND OUT-OF-NETWORK BENEFITS

I do not participate directly with insurance companies.
 
Depending on your health insurance plan, you may have out-of-network mental health benefits that reimburse you for a portion of your psychotherapy expenses.
 
Upon request, I can provide a superbill containing the information typically needed for you to submit a claim to your insurance company.
 
Because every insurance plan is different, I recommend contacting your insurer directly before beginning therapy if you intend to seek reimbursement.
 

Questions to Ask Your Insurance Company

  • Does my plan include out-of-network benefits for outpatient mental health or psychotherapy services?
  • Do I have an out-of-network deductible?
  • How much of my deductible has already been met?
  • What percentage or amount does my plan reimburse for out-of-network psychotherapy?
  • Is there a limit on the number of therapy sessions covered?
  • Do I need prior authorization or a referral?
  • How do I submit a superbill or out-of-network claim?
Your insurance company can give you the most accurate information about your individual benefits and reimbursement requirements.
 

PRIVATE PAY

Some adults choose to pay privately for therapy rather than use insurance.
 
Private pay may offer greater flexibility in choosing a therapist and in making treatment decisions based primarily on your individual needs rather than an insurance company's coverage requirements.
 
When insurance benefits are used, insurers may require clinical information such as a diagnosis or other documentation in order to process a claim. The amount of information required varies by insurance company and plan.
 
We can discuss these considerations before you decide whether you would like to use out-of-network benefits or pay privately.
 

HSA AND FSA PAYMENTS

Depending on the requirements of your individual plan, psychotherapy expenses may be eligible for payment or reimbursement through a Health Savings Account (HSA) or Flexible Spending Account (FSA).
 
Please confirm eligibility with your HSA or FSA administrator.
 

CANCELLATION POLICY

Please provide at least 24 hours' notice if you need to cancel or reschedule an appointment.
 
Appointments canceled with less than 24 hours' notice, as well as missed appointments, will be charged the full session fee. Exceptions may be made when a late cancellation is due to circumstances that could not reasonably have been avoided.
 

QUESTIONS ABOUT STARTING THERAPY?

If you are considering therapy, you are welcome to contact me for a brief telephone consultation.
 
We can discuss what you are looking for, whether my approach may be appropriate for your concerns, appointment availability, fees, and payment options.
 
Mina Kirkova, MA, MSW, LCSW-C
Adult Counseling & Psychotherapy
Phoenix, Maryland
(443) 322-6552
mina@minacounseling.com
Choose Therapy Session Type (intake or therapy session)

FEES AND INSURANCE FOR ADULT THERAPY

 

ADULT THERAPY IN PHOENIX, MARYLAND

Therapy is an investment in your well-being and the quality of your life!
 
Typically, I am able to resolve most major therapeutic issues within 10-15 sessions. If your problems are not resolved within this time frame, usually this indicates that there are more serious psychological issues at stake which might require a psychiatric evaluation and/or medication.
 
I provide individual psychotherapy for adults from my office in Phoenix, Maryland, with a particular focus on anxiety, chronic stress, Obsessive-Compulsive Disorder (OCD), excessive worry, overthinking, and related concerns.

Mina Kirkova, MA, MSW, LCSW-C              

Individual Therapy and Counseling for Adults in Phoenix, Maryland